3 Ways to Transfer Money from BDO to BPI Online

How to transfer money from BDO to BPI can now be done online using a laptop or mobile phone. As time goes by, you can buy goods, pay electricity bills and send money online without having to go to the office and queue for long.

Banco de Oro Universal Bank, better known as BDO, is the largest bank in the Philippines in terms of assets. To help its customers get convenience in their daily financial transactions, BDO has BDO Online Banking, BDO Online App and BDO Pay App services that can be used to make various transactions including transferring money to other banks such as BPI.

How to Transfer Money from BDO to BPI Online

How to transfer money from your BDO account to your BPI account or someone else’s can be done online through BDO Online Banking on the website, through the BDO Online application and through the BDO Pay application.

A. Send Money on the BDO Online Banking Website

Here’s how to transfer or send money from BDO to BPI on the BDO Online Banking Website:

1. Log in to your account and choose Send Money on the service menu on the left most side.
2. Choose the type of Send Money transaction:
   • to Own Account
   • to Any BDO Account
   • to Other Banks and Wallets
3. Fill out the necessary details.
4. Click Submit.

BDO Online Banking website is an online banking platform provided by Banco de Oro (BDO) for its customers. With BDO Online Banking, you can manage your finances online through a computer or mobile device connected to the internet.

To be able to use the BDO Online Banking service, you must have a BDO account by becoming a BDO customer and have one of the types of accounts, such as savings, checking, or credit card accounts. In addition, you must also be registered with BDO Online Banking, in other words, you need to register yourself for the BDO Online Banking service. This registration can be done online through the BDO website or through the BDO mobile application or you can also come directly to the BDO branch office.

B. Transfer Money from BDO to BPI with BDO Online

Here’s how to transfer or send money from BDO to BPI with the new BDO Online app:

1. Log in to your account and choose Send Money. For QR transactions, tap QR.
2. Choose the type of Send Money transaction:
   • to Own Account
   • to Any BDO Account
   • to Other Banks and Wallets
3. Fill out the necessary details.
4. Confirm transaction via biometrics or 6-digit PIN.

The BDO Online application is a mobile application provided by Banco de Oro (BDO) for its customers. This application allows you to manage your finances online through your mobile device, such as a smartphone or tablet.

How to use the BDO Online Application is very easy. You only need to download and install the BDO Online application from the App Store (iOS) or Google Play Store (Android). Open the application and enter your User ID and Password.

C. Transfer Money from BDO to BPI with BDO Pay

Here’s how to send or transfer money from BDO to BPI with BDO Pay app:

1. Tap the Send Money icon on the dashboard or tap the Pay & Request menu.
2. Choose the type of Send Money transaction:
   • to Own Account
   • to Any BDO Account
   • to Other Bank or Wallet
   • to a BDO Pay Contact
3. Fill out the necessary details.
4. Review the details, confirm, and authorize using your PIN or biometrics.

How to use BDO Pay is very simple. You only need to download and install the BDO Pay application from the App Store (iOS) or Google Play Store (Android). Then open the application and register your BDO Pay account by linking your credit card or BDO bank account. Follow the next instructions to complete the registration process. Once registered, you can immediately use BDO Pay for various financial transactions.

Example of a guide in video form: How to transfer money from BDO to BPI online using application

BDO Online App & BDO Pay App

BDO has two main mobile applications, namely the BDO Online App and the BDO Pay App. Both have different functions, although they complement each other in providing convenience for BDO customers. Here are the main differences between the two:

BDO Online App

• Main focus: Manage bank accounts, credit cards, and investments online.
• Key features:
  • View balances and transaction history.
  • Transfer funds between BDO accounts or to other banks.
  • Pay bills.
  • Buy credit.
  • Manage credit cards (bill details, payments, limit increases).
  • Manage investments.
  • Other banking features.
• Ideal for: Customers who want to perform complete banking activities, such as checking balances, transferring large amounts of money, or managing investments.

BDO Pay App

• Main focus: Faster and easier digital payments and everyday transactions.
• Key features:
  • Send and receive money (to fellow BDO users or other banks/digital wallets).
  • Pay at merchants by scanning a QR code.
  • Pay bills.
  • Buy credit.
  • Withdraw and deposit cash without a card at selected ATMs.
  • Access promotions and discounts.
• Ideal for: Customers who frequently make small transactions, such as paying for groceries, sending money to friends, or topping up credit.

Quick Comparison

Features	BDO Online App	BDO Pay App
Focus	Complete banking	Digital payments & everyday transactions
Fund transfer	More complete (interbank, large amounts)	Faster & easier (to fellow BDO users)
Bill payment	Available	Available
Purchase credit	Available	Available
Other features	Manage credit cards & investments, etc.	Pay with QR Code, promotions, etc.

Conclusion

• Use BDO Online App if you want to do more complete banking activities, such as large transfers or managing investments.
• Use BDO Pay App if you often do small daily transactions, such as paying for groceries or topping up credit.

You can download both of these applications on the App Store or Google Play Store. By having both, you can take advantage of all the convenience offered by BDO to manage your finances.

So those are the three methods that are most widely used by people when transferring money from BDO to BPI. Hopefully it can help!