How to transfer money from BDO to GCash can be an option when you want to transfer money to someone who does not have an account number or savings in a bank. GCash is one of the e-wallet applications that has many users in the Philippines. With GCash, you can make financial transactions easily via mobile phone anytime and anywhere.
For BDO customers who already have or activate a BDO account, you can transfer money from your BDO account to your GCash wallet with several main methods, such as using BDO Online Banking and the BDO Online Application.

3 Ways to Transfer Money From BDO to GCash Online
There are three ways you can use to transfer money from BDO to GCash, namely through BDO Online Banking, through the BDO Online application and through the BDO Pay application.
A. Transfer Money From BDO to GCash on BDO Online Banking Website
You can send money from BDO to GCash online on the BDO Online Banking website. However, to use this service you must have a BDO account. If you have not registered, you can register first to activate the BDO Online Banking service. Once you have a BDO account for online banking services, you can transfer money from BDO to GCash by following the steps below:
- Log in to your account and choose Send Money on the service menu on the left most side.
- Choose the type of Send Money transaction.
- Fill out the necessary details.
- Click Submit.
B. Transfer Money From BDO to GCash with BDO Online
In addition to using BDO Online Banking on the website, you can also transfer money from BDO to GCash using the BDO Online application from your mobile phone. The requirement is that you must have a BDO account and download the BDO Online application from the Play Store. If you already have a BDO account and have installed the BDO Online application on your mobile phone, you can follow the steps below to transfer from BDO to GCash:
- Log in to your account and choose Send Money. For QR transactions, tap QR.
- Choose the type of Send Money transaction:
- to Own Account
- to Any BDO Account
- to Other Banks and Wallets
- Fill out the necessary details.
- Confirm transaction via biometrics or 6-digit PIN.
C. Transfer Money From BDO to GCash with BDO Pay
You can also use the third method, namely via BDO Pay. BDO Pay is a digital payment application developed by BDO Unibank. To use the BDO Pay application, you must have a BDO account, download the BDO Pay application and link your BDO bank account or credit card to BDO Pay. Once you are ready to use BDO Pay, you can follow the steps below to transfer from BDO to GCash:
- Tap the Send Money icon on the dashboard or tap the Pay & Request menu.
- Choose the type of Send Money transaction:
- to Own Account
- to Any BDO Account
- to Other Bank or Wallet
- to a BDO Pay Contact
- Fill out the necessary details.
- Review the details, confirm, and authorize using your PIN or biometrics.
BDO to GCash Transfer Fee
The transfer fee from BDO to GCash will be different for each different method. Below is a list of the fees for each available method:
a. Send Money to Other Banks and Wallets via InstaPay:
Transaction | Platform | Limit | Transaction Fee | Availability of Funds |
---|---|---|---|---|
Send Money to Other Banks and Wallets via InstaPay | BDO Online, BDO Pay | Daily transaction limit: ₱50,000 Minimum transaction amount: ₱100 | ₱10 | Real-time credit |
BDO Website | Daily transaction limit: ₱50,000 Minimum transaction amount: ₱100 | ₱25 | Real-time credit |
b. Send Money to Other Local Banks and Wallets via PESONet:
Transaction | Platform | Limit | Transaction Fee | Availability of Funds |
---|---|---|---|---|
Send Money to Other Local Banks and Wallets via PESONet | BDO Online | Daily transaction limit: PHP 500,000 Minimum transaction amount: PHP 100 | PHP 50 | Transactions made on or before 3:00 PM will be processed within the day, while transactions made after 3:00 PM, on weekends, and holidays will be processed on the next banking day. |
Source: https://www.bdo.com.ph/personal/digital/send-money
Those are the three ways to transfer money from BDO to Gcash that you can choose according to your wishes. How easy is that, right?